B
Optimum Choice Inc
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
6.01
Risk Adjusted
Capital Ratio #2
5.01
Total
Assets
212.43M
Capital
84.00M
Health
Premiums
339.34M
Net
Income
33.30M
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Weiss Ratings Optimum Choice Inc
Rockville, MD 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index 4.22
Liquidity Index 7.01
Profitability Index 8.82
Reserve Adequacy Index --
Stability Index 6.65
Company Info Optimum Choice Inc
Rockville, MD 		Click to
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Industry Health
NAIC Number 01238
Phone Number (240) 632-8109
Website --
Address 800 King Farm Boulevard Rockville, MD 20850
Balance Sheet Optimum Choice Inc
Rockville, MD 		Click to
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Total Assets 212.43M
Capital and Reserves Optimum Choice Inc
Rockville, MD 		Click to
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Risk-Adjusted Capital Ratio #1 6.01
Risk-Adjusted Capital Ratio #2 5.01
1-Year Reserve Development --
2-Year Reserve Development --
Capital 84.00M
Premium to Surplus --
Reserves to Surplus --
Investments Optimum Choice Inc
Rockville, MD 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Optimum Choice Inc
Rockville, MD 		Click to
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Medical Loss Ratio 69.44%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Optimum Choice Inc
Rockville, MD 		Click to
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Bonus Pay 584.00
Capitation Pay 5.46K
Contractual Pay 263.36K
Enrollment 84.11K
Fee For Service 15.32K
Medical Expense Per Member Per Month $261.00
Network Physicians 90.87K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 365.28K
Total Patient Encounters-Non-Physician 104.07K
Profitability Optimum Choice Inc
Rockville, MD 		Click to
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Net Income 33.30M
Net Premium 339.34M
Health Premium 339.34M