B
Optimum Choice Inc
Rating Date
September 2023
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
4.22
Risk Adjusted
Capital Ratio #2
3.52
Total
Assets
172.54M
Capital
55.12M
Health
Premiums
255.04M
Net
Income
12.18M
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Weiss Ratings Optimum Choice Inc
Rockville, MD 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index 7.94
Liquidity Index 6.92
Profitability Index 8.37
Reserve Adequacy Index --
Stability Index 7.68
Company Info Optimum Choice Inc
Rockville, MD 		Click to
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Industry Health
NAIC Number 01238
Phone Number (240) 632-8109
Website www.uhc.com
Address 800 King Farm Boulevard Rockville, MD 20850
Balance Sheet Optimum Choice Inc
Rockville, MD 		Click to
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Total Assets 172.54M
Capital and Reserves Optimum Choice Inc
Rockville, MD 		Click to
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Risk-Adjusted Capital Ratio #1 4.22
Risk-Adjusted Capital Ratio #2 3.52
1-Year Reserve Development --
2-Year Reserve Development --
Capital 55.12M
Premium to Surplus --
Reserves to Surplus --
Investments Optimum Choice Inc
Rockville, MD 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Optimum Choice Inc
Rockville, MD 		Click to
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Medical Loss Ratio 76.52%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Optimum Choice Inc
Rockville, MD 		Click to
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Bonus Pay 467.00
Capitation Pay 8.21K
Contractual Pay 178.43K
Enrollment 71.26K
Fee For Service 19.26K
Medical Expense Per Member Per Month $333.00
Network Physicians 95.01K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 358.67K
Total Patient Encounters-Non-Physician 44.04K
Profitability Optimum Choice Inc
Rockville, MD 		Click to
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Net Income 12.18M
Net Premium 255.04M
Health Premium 255.04M
Weiss Ratings