Major Rating Factors: Excellent overall profitability index (6.9 on a scale of 0 to 10). Strong capitalization index (9.8) based on excellent current risk-adjusted capital (severe loss scenario). High quality investment portfolio (8.0).
Other Rating Factors: Excellent overall results on stability tests (8.4). Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Comp med (50.5%), Medicare (48.4%), med supp (0.8%), FEHB (0.3%)
Licensed in: MI
Principal Enrollment Breakdown: HMO (59.1%), other (32.9%), POS (8.0%)