Major Rating Factors:
Excellent profitability (9.4 on a scale of 0 to 10) with operating gains in each of the last five years. Excellent overall capitalization (8.3) based on good current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent overall results on stability tests (8.4) based on consistent premium and capital growth in the last five years. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated.
Other Rating Factors:
Excellent liquidity (7.0) with ample operational cash flow and liquid investments. Good quality investment portfolio (5.9) containing significant exposure to junk bonds.
Principal Lines of Business:
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Licensed in:
AL, AR, IA, IL, IN, KS, MO, NE
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
2717 North 118th Street
Omaha, NE 68164
Omaha, NE 68164
Phone Number
(402) 445-5600
NAIC Number
95591
Website
Largest Affiliates