Major Rating Factors:
Excellent profitability (9.4 on a scale of 0 to 10) with operating gains in each of the last five years. Excellent overall capitalization (9.0) based on excellent current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent quality investment portfolio (7.6) containing small junk bond exposure.
Other Rating Factors:
Excellent overall results on stability tests (7.7) based on consistent premium and capital growth in the last five years but a decline in the number of member physicians during 2023. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
AL, AR, IA, IL, IN, KS, MO, NE
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
2717 North 118th Street
Omaha, NE 68164
Omaha, NE 68164
Phone Number
(402) 445-5600
NAIC Number
95591
Website
Largest Affiliates