C
Health Net Hlth Plan of OR Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.7 on a scale of 0 to 10) with operating losses during 2019, 2021 and 2023. Average return on equity over the last five years has been poor at -18.8%. Weak overall results on stability tests (1.7). Rating is significantly influenced by the strong financial results of Centene Corporation. Excellent overall capitalization (7.4) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent quality investment portfolio (7.5) containing small junk bond exposure. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: OR, WA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
777
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Centene Corporation
Investment Rating
CNC
Company Address
Centene Plaza
Saint Louis, MO 63105
Phone Number
(314) 724-4477
NAIC Number
95800
Largest Affiliates
C
Saint Louis, MO - Health
B
Saint Louis, MO - Health
C
Chicago, IL - Health
B
Saint Louis, MO - Health
B
Saint Louis, MO - Health