C
Health Net Hlth Plan of OR Inc
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.3 on a scale of 0 to 10). Rating is significantly influenced by the strong financial results of Centene Corporation. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Weak profitability index (0.9) with operating losses during 2018, 2019 and 2021. Average return on equity over the last five years has been poor at -9.2%.
Other Rating Factors: Excellent overall capitalization (8.6) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.2) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: OR, WA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Centene Corporation
Investment Rating
CNC
Company Address
Centene Plaza
Saint Louis, MO 63105
Phone Number
(314) 724-4477
NAIC Number
95800
Largest Affiliates
B
Saint Louis, MO - Health
C
Saint Louis, MO - Health
B
Saint Louis, MO - Health
C
Chicago, IL - Health
C
Saint Louis, MO - Health