C
HMO Missouri Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.3 on a scale of 0 to 10) based on a significant -52% decrease in enrollment during the period, a steep decline in capital during 2023. Rating is significantly influenced by the strong financial results of Elevance Health Inc. Excellent profitability (7.5) despite a decline in earnings during 2023. Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent quality investment portfolio (8.4) containing small junk bond exposure. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: --
Licensed in: MO
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
356
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
534
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Elevance Health Inc
Investment Rating
ELV
Company Address
1831 Chestnut Street
Saint Louis, MO 63103
Phone Number
(314) 923-4444
NAIC Number
95358
Largest Affiliates
B
Indianapolis, IN - Health
B
Mason, OH - Health
B
Richmond, VA - Health
B
New York, NY - Health
B
Indianapolis, IN - Health