C
Molina Healthcare of NM Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.3 on a scale of 0 to 10) based on a significant -26% decrease in enrollment during the period, an inordinate decline in premium revenue in 2023 and excessive capital growth during 2023. Rating is significantly influenced by the strong financial results of Molina Healthcare Inc. Weak profitability index (0.9) with 17.2 million in losses in the last four years. Average return on equity over the last five years has been poor at -8.3%. Weak quality investment portfolio (0.0) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks.
Other Rating Factors: Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: NM
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
578
Provider Compensation ($000)
Capitation Pay
574
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Molina Healthcare Inc
Investment Rating
MOH
Company Address
5610 Turning Drive SE
Albuquerque, NM 87102
Phone Number
(505) 348-0410
NAIC Number
95739
Largest Affiliates
B
Bothell, WA - Health
B
Long Beach, CA - Health
B
Columbus, OH - Health
B
Downers Grove, IL - Health
B
Detroit, MI - Health