Major Rating Factors: Strong capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Good overall profitability index (6.3). Good quality investment portfolio (5.3).
Other Rating Factors: Good overall results on stability tests (5.7). Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Medicaid (85.8%), Medicare (12.9%), comp med (1.3%)
Licensed in: TN
Principal Enrollment Breakdown: HMO (100.0%)