C
Kern Health Systems
Rating Date
September 2025
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
9.11
Risk Adjusted
Capital Ratio #2
5.61
Total
Assets
4.70M
Capital
411.78M
Health
Premiums
864.02M
Net
Income
93.02M
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Weiss Ratings Kern Health Systems
Bakersfield, CA 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index 0.00
Liquidity Index 8.03
Profitability Index 4.74
Reserve Adequacy Index --
Stability Index 4.02
Company Info Kern Health Systems
Bakersfield, CA 		Click to
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Industry Health
NAIC Number 01973
Phone Number (661) 664-5000
Website www.kernfamilyhealthcare.com
Address 9700 Stockdale Highway Bakersfield, CA 93311
Balance Sheet Kern Health Systems
Bakersfield, CA 		Click to
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Total Assets 4.70M
Capital and Reserves Kern Health Systems
Bakersfield, CA 		Click to
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Risk-Adjusted Capital Ratio #1 9.11
Risk-Adjusted Capital Ratio #2 5.61
1-Year Reserve Development --
2-Year Reserve Development --
Capital 411.78M
Premium to Surplus --
Reserves to Surplus --
Investments Kern Health Systems
Bakersfield, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Kern Health Systems
Bakersfield, CA 		Click to
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Medical Loss Ratio 106.95%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Kern Health Systems
Bakersfield, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment 352.13K
Fee For Service --
Medical Expense Per Member Per Month $355.00
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician 1.99M
Total Patient Encounters-Non-Physician 915.65K
Profitability Kern Health Systems
Bakersfield, CA 		Click to
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Net Income 93.02M
Net Premium 1.13B
Health Premium 864.02M