Major Rating Factors:
Fair capitalization index (3.8 on a scale of 0 to 10) based on weak current risk-adjusted capital (severe loss scenario). Fair overall results on stability tests (3.0) based on fair risk diversification due to the company's size, a decline in the number of member physicians during 2022 and rapid enrollment growth during the past five years. Weak profitability index (2.8) with 0.1 million in losses in the last two years.
Other Rating Factors:
Weak liquidity (2.0) as a spike in claims may stretch capacity. Excellent quality investment portfolio (7.1) containing small junk bond exposure.
Principal Lines of Business:
--
Licensed in:
CO
Principal Enrollment Breakdown:
--
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
777 Bannock Street
Denver, CO 80204
Denver, CO 80204
Phone Number
(303) 602-2100
NAIC Number
95750
Largest Affiliates
No affiliate information available.