B
MDwise Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.5 on a scale of 0 to 10). Excellent profitability (8.1) with operating gains in each of the last five years. Excellent overall capitalization (8.1) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent liquidity (7.5) with ample operational cash flow and liquid investments. Weak quality investment portfolio (1.3).
Principal Lines of Business: --
Licensed in: IN
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
377
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
244
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
McLaren Health Care Corporation
Investment Rating
--
Company Address
2955 North Meridian Street
Indianapolis, IN 46208
Phone Number
(317) 822-7300
NAIC Number
95807
Largest Affiliates
B
Flint, MI - Health
C