Major Rating Factors:
Good overall results on stability tests (5.3 on a scale of 0 to 10) despite excessive capital growth during 2021, a decline in enrollment during 2021. Rating is significantly influenced by the strong financial results of Humana Inc. Fair profitability index (3.4) due to a decline in earnings during 2021. Average return on equity over the last five years has been poor at -22.9%. Excellent capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2019.
Other Rating Factors:
Excellent quality investment portfolio (8.9) containing small junk bond exposure. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
PR
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Humana Inc
Investment Rating
Company Address
383 Franklin Delano Roosevelt Avenue
San Juan, PR 00918
San Juan, PR 00918
Phone Number
(787) 282-7900
NAIC Number
95721
Website
Largest Affiliates
