C
Choice Physicians Network Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.4 on a scale of 0 to 10) based on a steep decline in capital during 2023, fair risk diversification due to the company's size. Fair capitalization index (4.6) based on weak current risk-adjusted capital (moderate loss scenario) as results have slipped from the good range over the last year. Good overall profitability index (5.2) despite 4.4 million in losses in the current year.
Other Rating Factors: Good liquidity (6.2) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: --
Licensed in: CA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
970
Provider Compensation ($000)
Capitation Pay
--
Fee For Service
--
Contractual Pay
--
Salary
--
Bonus
--
Other
--
Member Physicians
--
Enrollment
Total Patient Encounters
Physician
--
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
19111 Town Center Drive
Apple Valley, CA 92308
Phone Number
(760) 242-7777
NAIC Number
--
Largest Affiliates
No affiliate information available.