D
Adventist Health Plan Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair capitalization (2.9 on a scale of 0 to 10) based on weak current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2019. Fair profitability index (3.9) with operating losses during 2019. Average return on equity over the last five years has been poor at -0.5%. Fair overall results on stability tests (4.1) in spite of steady enrollment growth, averaging 4% over the past five years but poor risk diversification due to the company's size.
Other Rating Factors: Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: CA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
570
Provider Compensation ($000)
Capitation Pay
--
Fee For Service
--
Contractual Pay
--
Salary
--
Bonus
--
Other
--
Member Physicians
--
Enrollment
Total Patient Encounters
Physician
--
Non-Physician
0
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
One Adventist Health Way
Roseville, CA 95661
Phone Number
(916) 406-0000
NAIC Number
--
Website
--
Largest Affiliates
No affiliate information available.