Major Rating Factors:
Fair profitability index (4.1 on a scale of 0 to 10) with operating losses during 2019. Average return on equity over the last five years has been poor at -0.5%. Good capitalization (5.8) based on fair current risk-adjusted capital (moderate loss scenario) reflecting improvement over results in 2019. Fair overall results on stability tests (4.2) in spite of steady enrollment growth, averaging 4% over the past five years but poor risk diversification due to the company's size.
Other Rating Factors:
Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
CA
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
One Adventist Health Way
Roseville, CA 95661
Roseville, CA 95661
Phone Number
(916) 406-0000
NAIC Number
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Website
Largest Affiliates
No affiliate information available.