Major Rating Factors: Weak profitability index (0.0 on a scale of 0 to 10). Poor capitalization index (0.0) based on weak current risk-adjusted capital (severe loss scenario). Weak overall results on stability tests (0.4) based on a steep decline in capital during 2019.
Other Rating Factors: Excellent liquidity (8.7) with ample operational cash flow and liquid investments.
Principal Lines of Business: Managed care (100.0%)
Licensed in: CA
Principal Enrollment Breakdown: --