D
Health Advocate West Inc
LodiCA
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.6 on a scale of 0 to 10) based on poor risk diversification due to the company's size. Fair profitability index (4.5) due to a decline in earnings during 2022. Excellent overall capitalization (8.1) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent liquidity (7.7) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: CA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
--
Medical Expense
Per Member Per Month ($)
--
Provider Compensation ($000)
Capitation Pay
--
Fee For Service
--
Contractual Pay
--
Salary
--
Bonus
--
Other
--
Member Physicians
--
Enrollment
--
Total Patient Encounters
Physician
--
Non-Physician
--
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1004 Industrial Way
Lodi, CA 95240
Phone Number
(866) 799-2728
NAIC Number
--
Website
--
Largest Affiliates
No affiliate information available.