Major Rating Factors:
Fair overall results on stability tests (4.1 on a scale of 0 to 10) in spite of steady enrollment growth, averaging 10% over the past five years but poor risk diversification due to the company's size. Good overall profitability index (6.4) despite operating losses during 2021. Excellent capitalization index (9.7) based on good current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years.
Other Rating Factors:
Excellent liquidity (7.6) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
CA
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
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Medical Expense
Per Member Per Month ($)
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Provider Compensation ($000)
Capitation Pay
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Fee For Service
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Contractual Pay
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Salary
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Bonus
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Other
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Member Physicians
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Enrollment
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Total Patient Encounters
Physician
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Non-Physician
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
1050 Marina Village Parkway
Alameda, CA 94501
Alameda, CA 94501
Phone Number
(800) 834-3773
NAIC Number
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Website
Largest Affiliates
No affiliate information available.