Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with 234.7 million in losses in the last five years. Average return on equity has been poor at -80.3%. Weak liquidity (0.0) as a spike in claims may stretch capacity. Good capitalization (5.0) based on good current risk-adjusted capital (severe loss scenario).
Other Rating Factors:
Good overall results on stability tests (5.3) despite fair risk-adjusted capital in prior years. Rating is significantly influenced by the strong financial results of Geisinger Health System Foundation. Excellent quality investment portfolio (9.2) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
PA, WV
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Geisinger Health System Foundation
Investment Rating
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Company Address
100 North Academy Avenue
Danville, PA 17822
Danville, PA 17822
Phone Number
(570) 271-8777
NAIC Number
10244
Largest Affiliates