D
Blue Advantage Plus of KS City
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.5 on a scale of 0 to 10) with 55.2 million in losses in the last five years. Fair capitalization (2.9) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the fair level during recent years. Fair overall results on stability tests (4.4) based on fair risk-adjusted capital in prior years, an overall decline in enrollment over the past five years. Rating is significantly influenced by the acceptable financial results of Blue Cross and Blue Shield of Kansas City.
Other Rating Factors: Good liquidity (5.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent quality investment portfolio (9.9) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: KS, MO
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
773
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
31
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Blue Cross and Blue Shield of Kansas City
Investment Rating
--
Company Address
1400 Baltimore Avenue
Kansas City, MO 64105
Phone Number
(816) 395-2222
NAIC Number
10753
Largest Affiliates
C
Kansas City, MO - Health
C
Kansas City, MO - Health
C
Kansas City, MO - Health