C
International Hlthcr Svcs Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.6 on a scale of 0 to 10) based on a significant -42% decrease in enrollment during the period. Rating is significantly influenced by the weak financial results of UnitedHealth Group Incorporated. Good overall profitability index (5.9) despite operating losses during 2022. Excellent capitalization index (10.0) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years.
Other Rating Factors: Excellent quality investment portfolio (9.9). Excellent liquidity (7.9) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: NJ
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
13
Provider Compensation ($000)
Capitation Pay
Fee For Service
466
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
494
Enrollment
Total Patient Encounters
Physician
494
Non-Physician
0
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
UNH
Company Address
333 Earle Ovington Boulevard
Uniondale, NY 11553
Phone Number
(516) 542-2200
NAIC Number
11173
Largest Affiliates
A
Minnetonka, MN - Health
A
Las Vegas, NV - Health
A
Milwaukee, WI - Health
B
Minnetonka, MN - Health
A
Minnetonka, MN - Health