Major Rating Factors: Good overall profitability index (5.2 on a scale of 0 to 10). Good capitalization (5.4) based on good current risk-adjusted capital (severe loss scenario). High quality investment portfolio (9.9).
Other Rating Factors: Excellent liquidity (7.4) with ample operational cash flow and liquid investments.
Principal Lines of Business: Comp med (97.5%), med supp (2.2%), other (0.3%)
Licensed in: MI, OH
Principal Enrollment Breakdown: HMO (56.3%), PPO (29.0%), other (14.3%), POS (0.4%)