Major Rating Factors: Strong capitalization (10.0 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Excellent liquidity (7.1) with ample operational cash flow and liquid investments. Good overall profitability index (6.7).
Other Rating Factors: Good quality investment portfolio (5.2).
Principal Lines of Business: Comp med (74.9%), Medicare (14.5%), other (8.8%), med supp (0.8%), dental (0.5%), FEHB (0.4%), vision (0.1%)
Licensed in: GA, IN, MI, NC, OH, PA, SC, WV, WI
Principal Enrollment Breakdown: Other (69.4%), PPO (27.3%), HMO (3.2%)