B
Paramount Ins Co (OH)
ToledoOH
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.1 on a scale of 0 to 10) with 2.1 million in losses in the current year. Fair quality investment portfolio (4.0) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks. Good overall results on stability tests (5.8). Rating is significantly influenced by the strong financial results of Medical Mutual of Ohio.
Other Rating Factors: Excellent capitalization (7.4) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2022. Excellent liquidity (7.7) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: IN, MI, OH, VA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
215
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Medical Mutual of Ohio
Investment Rating
--
Company Address
300 Madison Avenue
Toledo, OH 43604
Phone Number
(419) 887-2500
NAIC Number
11518
Largest Affiliates
B
Cleveland, OH - Health
C
Cleveland, OH - Health
C
Toledo, OH - Health
C
C
Toledo, OH - Health