B
Essence Healthcare Inc
Rating Date
September 2025
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
1.45
Risk Adjusted
Capital Ratio #2
1.21
Total
Assets
349.63M
Capital
106.08M
Health
Premiums
439.78M
Net
Income
1.02M
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Weiss Ratings Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Rating B
Capitalization Index 7.12
Investment Safety Index 8.71
Liquidity Index 6.56
Profitability Index 5.98
Reserve Adequacy Index --
Stability Index 6.07
Company Info Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Industry Health
NAIC Number 11699
Phone Number (866) 509-5398
Website www.essencehealthcare.com
Address 13900 Riverport Drive Maryland Heights, MO 63043
Balance Sheet Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Total Assets 349.63M
Capital and Reserves Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Risk-Adjusted Capital Ratio #1 1.45
Risk-Adjusted Capital Ratio #2 1.21
1-Year Reserve Development --
2-Year Reserve Development --
Capital 106.08M
Premium to Surplus --
Reserves to Surplus --
Investments Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Medical Loss Ratio 86.85%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Bonus Pay 0.00
Capitation Pay 115.60K
Contractual Pay 654.51K
Enrollment 55.06K
Fee For Service 0.00
Medical Expense Per Member Per Month $2,364.00
Network Physicians 2.16K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 527.52K
Total Patient Encounters-Non-Physician 229.37K
Profitability Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Net Income 1.02M
Net Premium 439.78M
Health Premium 439.78M