Major Rating Factors: Excellent profitability (10.0 on a scale of 0 to 10). Strong capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario). High quality investment portfolio (8.0).
Other Rating Factors: Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: Medicaid (98.0%), comp med (2.0%)
Licensed in: WV
Principal Enrollment Breakdown: HMO (100.0%)