Major Rating Factors: Excellent profitability (8.9 on a scale of 0 to 10). Strong capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario). Good quality investment portfolio (6.7).
Other Rating Factors: Good liquidity (6.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Medicare (100.0%)
Licensed in: AL, AK, AZ, AR, CA, ID, IN, KY, ME, MO, NE, NH, OK, SC, TX, VA, WA, WV
Principal Enrollment Breakdown: HMO (93.8%), PPO (3.5%), POS (2.7%)