C
MercyCare HMO Inc
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.1 on a scale of 0 to 10) containing large exposure to common stock. Fair liquidity (4.1) as cash resources may not be adequate to cover a spike in claims. Weak profitability index (2.7) with operating losses during 2018 and 2022. Return on equity has been low, averaging 3.5% over the last five years.
Other Rating Factors: Weak overall results on stability tests (1.6). Good capitalization (6.8) based on excellent current risk-adjusted capital (severe loss scenario) reflecting significant improvement over results in 2018.
Principal Lines of Business: --
Licensed in: IL, WI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
420
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
0
Corporate Info
Group Affiliation
Mercy Health Corporation
Investment Rating
--
Company Address
580 North Washington Street
Janesville, WI 53548
Phone Number
(608) 752-3431
NAIC Number
12195
Largest Affiliates
C
Janesville, WI - Health