E
Care N Care Ins Co
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Loading...
Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with 82.5 million in losses in the last five years. Average return on equity has been poor at -87.8%. Weak quality investment portfolio (0.0) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Weak liquidity (0.1) as a spike in claims may stretch capacity.
Other Rating Factors: Fair overall results on stability tests (4.4) based on fair risk diversification due to the size of the company's affiliate group. Good overall capitalization (5.2) based on good current risk-adjusted capital (severe loss scenario). However, capital levels have fluctuated during prior years.
Principal Lines of Business: --
Licensed in: TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
231
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
0
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1603 Lyndon B. Johnson Freeway
Farmers Branch, TX 75234
Phone Number
(817) 810-5213
NAIC Number
13151
Largest Affiliates
No affiliate information available.