D
IN University Health Plans Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with 16.1 million in losses in the last five years. Average return on equity has been poor at -59.9%. Weak quality investment portfolio (0.2) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Fair overall results on stability tests (3.7) based on a steep decline in capital during 2022, fair risk diversification due to the size of the company's affiliate group. Potential support from affiliation with Indiana University Health Inc.
Other Rating Factors: Excellent capitalization (6.9) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the fair level during recent years. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: IN
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
0
Corporate Info
Group Affiliation
Indiana University Health Inc
Investment Rating
--
Company Address
950 North Meridian Street
Indianapolis, IN 46204
Phone Number
(317) 963-4822
NAIC Number
13164
Largest Affiliates
D
Indianapolis, IN - Health