D
IN University Health Plans Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.6 on a scale of 0 to 10) with 16.1 million in losses in the last five years. Average return on equity has been poor at -59.9%. Weak quality investment portfolio (0.2) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Fair overall capitalization (3.0) based on weak current risk-adjusted capital (severe loss scenario) as results have slipped from the good range over the last two years.
Other Rating Factors: Fair overall results on stability tests (3.7) based on a steep decline in capital during 2022, fair risk diversification due to the size of the company's affiliate group. Potential support from affiliation with Indiana University Health Inc. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: IN
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
0
Corporate Info
Group Affiliation
Indiana University Health Inc
Investment Rating
--
Company Address
950 North Meridian Street
Indianapolis, IN 46204
Phone Number
(317) 963-4822
NAIC Number
13164
Largest Affiliates
D
Indianapolis, IN - Health