Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10). Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong capitalization (7.6) based on excellent current risk-adjusted capital (severe loss scenario).
Other Rating Factors: High quality investment portfolio (8.0).
Principal Lines of Business: Medicaid (98.9%), Medicare (1.1%)
Licensed in: MS
Principal Enrollment Breakdown: HMO (100.0%)