Major Rating Factors: Excellent profitability (9.9 on a scale of 0 to 10). Strong capitalization (8.8) based on excellent current risk-adjusted capital (severe loss scenario). High quality investment portfolio (9.9).
Other Rating Factors: Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business: Medicare (65.9%), Medicaid (34.1%)
Licensed in: MI, WI
Principal Enrollment Breakdown: HMO (78.0%), PPO (22.0%)