D
Superior Vision of NJ Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.4 on a scale of 0 to 10) based on a decline in the number of member physicians during 2023, an overall decline in enrollment over the past five years. Rating is significantly influenced by the weak financial results of MetLife Inc. Excellent profitability (7.6) despite a decline in earnings during 2023. Excellent overall capitalization (9.5) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.9) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: NJ
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
--
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
0
Total Patient Encounters
Physician
Non-Physician
0
Corporate Info
Group Affiliation
MetLife Inc
Investment Rating
MET
Company Address
881 Elkridge Landing Road
Linthicum, MD 21090
Phone Number
(410) 752-0121
NAIC Number
14189
Largest Affiliates
U
Irvine, CA - Health