E
Ultimate Health Plans Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with operating losses during 2018, 2019 and 2021. Average return on equity over the last five years has been poor at -50.8%. Weak capitalization index (0.4) based on weak current risk-adjusted capital (severe loss scenario). Fair overall results on stability tests (4.3) based on fair risk diversification due to the size of the company's affiliate group.
Other Rating Factors: Good liquidity (6.2) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks.
Principal Lines of Business: --
Licensed in: FL
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1244 Mariner Boulevard
Spring Hill, FL 34609
Phone Number
(352) 835-7151
NAIC Number
14243
Largest Affiliates
No affiliate information available.