Major Rating Factors:
                     Weak profitability index (0.8 on a scale of 0 to 10) with 18.3 million in losses in the last four years. Average return on equity over the last five years has been poor at -59.9%. Weak quality investment portfolio (0.0) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Fair overall results on stability tests (4.0) based on rapid premium growth over the last five years, rapid enrollment growth during the past five years.
                
            
                    Other Rating Factors:
                     Good liquidity (5.2) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent capitalization (7.3) based on excellent current risk-adjusted capital (severe loss scenario). However, capital levels have fluctuated during prior years.                        
                
            
                    Principal Lines of Business:
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                    Licensed in:
                    TX
                
            
                    Principal Enrollment Breakdown:
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            Other Highlights
                Medical Loss Ratio
                    
                Medical Expense
                Per Member Per Month ($)
                    
                Provider Compensation ($000)
                Capitation Pay
                    
                Fee For Service
                    
                Contractual Pay
                    
                Salary
                    
                Bonus
                    
                Other
                    
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                Member Physicians
                    
                Enrollment
                    
                Total Patient Encounters
                Physician
                    
                Non-Physician
                    
                Corporate Info
    Group Affiliation
        Universal Health Services Inc
    Investment Rating
        
    Company Address
        
                
                     1510 Meadow Wood Lane 
Reno, NV 89502
    Reno, NV 89502
Phone Number
        (775) 770-9300
    NAIC Number
          15452
    Website
        
    Largest Affiliates