C
WellCare Hlth Plans of KY Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.5 on a scale of 0 to 10) based on an excessive 213% enrollment growth during the period. Rating is significantly influenced by the strong financial results of Centene Corporation. Weak profitability index (0.9) with operating losses during 2021, 2022 and 2023. Average return on equity over the last five years has been poor at -11.8%. Excellent overall capitalization (8.6) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: KY
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
550
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
0
Contractual Pay
Salary
0
Bonus
16
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Centene Corporation
Investment Rating
CNC
Company Address
7700 Forsyth Boulevard
Saint Louis, MO 63105
Phone Number
(314) 725-4477
NAIC Number
15510
Largest Affiliates
C
Saint Louis, MO - Health
B
Saint Louis, MO - Health
C
Chicago, IL - Health
B
Saint Louis, MO - Health
B
Saint Louis, MO - Health