Major Rating Factors: Excellent profitability (8.5 on a scale of 0 to 10). Strong capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario). Excellent liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Good quality investment portfolio (6.6).
Principal Lines of Business: Medicaid (98.8%), comp med (1.2%)
Licensed in: KY
Principal Enrollment Breakdown: HMO (100.0%)