B
Aetna Better Hlth of KY Ins Co
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (4.8 on a scale of 0 to 10) with operating gains in each of the last five years. Return on equity has been fair, averaging 7.5% over the last five years. Fair quality investment portfolio (4.5). Good overall results on stability tests (6.2). Rating is significantly influenced by the acceptable financial results of CVS Health Corporation.
Other Rating Factors: Good liquidity (5.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (9.1) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: KY
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
660
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
CVS Health Corporation
Investment Rating
CVS
Company Address
9900 Corporate Campus Drive
Louisville, KY 40223
Phone Number
(855) 300-5528
NAIC Number
15761
Largest Affiliates
C
Franklin, TN - Health
B
Blue Bell, PA - Health
B
Plantation, FL - Health
B
Downers Grove, IL - Health
B
Richmond, VA - Health