Major Rating Factors:
Fair profitability index (3.9 on a scale of 0 to 10) with operating losses during 2022. Fair overall results on stability tests (3.3) in spite of healthy premium and capital growth during 2023 but fair risk diversification due to the company's size. Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent capitalization (7.0) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2022. Excellent quality investment portfolio (8.4) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
WI
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
2000 Westwood Drive
Wausau, WI 54401
Wausau, WI 54401
Phone Number
(715) 847-2287
NAIC Number
15926
Website
Largest Affiliates
No affiliate information available.