B
Liberty Advantage LLC
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
3.40
Risk Adjusted
Capital Ratio #2
2.84
Total
Assets
16.89M
Capital
11.40M
Health
Premiums
32.99M
Net
Income
4.35M
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Weiss Ratings Liberty Advantage LLC
Wilmington, NC 		Click to
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Rating B
Capitalization Index 9.56
Investment Safety Index 9.90
Liquidity Index 7.82
Profitability Index 7.40
Reserve Adequacy Index --
Stability Index 4.42
Company Info Liberty Advantage LLC
Wilmington, NC 		Click to
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Industry Health
NAIC Number 16170
Phone Number (910) 815-3122
Website www.libertyadvantageplan.com
Address 2334 South 41st Street Wilmington, NC 28403
Balance Sheet Liberty Advantage LLC
Wilmington, NC 		Click to
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Total Assets 16.89M
Capital and Reserves Liberty Advantage LLC
Wilmington, NC 		Click to
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Risk-Adjusted Capital Ratio #1 3.40
Risk-Adjusted Capital Ratio #2 2.84
1-Year Reserve Development --
2-Year Reserve Development --
Capital 11.40M
Premium to Surplus --
Reserves to Surplus --
Investments Liberty Advantage LLC
Wilmington, NC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Liberty Advantage LLC
Wilmington, NC 		Click to
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Medical Loss Ratio 71.31%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Liberty Advantage LLC
Wilmington, NC 		Click to
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Bonus Pay 362.00
Capitation Pay 8.90K
Contractual Pay 14.26K
Enrollment 896.00
Fee For Service 0.00
Medical Expense Per Member Per Month $2,303.00
Network Physicians 0.00
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 12.40K
Total Patient Encounters-Non-Physician 4.07K
Profitability Liberty Advantage LLC
Wilmington, NC 		Click to
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Net Income 4.35M
Net Premium 32.99M
Health Premium 32.99M