E
MMM Florida Inc
Miami,  FL
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
2.78
Risk Adjusted
Capital Ratio #2
2.32
Total
Assets
12.31M
Capital
6.81M
Health
Premiums
103.83K
Net
Income
-1.51M
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Major Rating Factors: Weak profitability index (0.0 on a scale of 0 to 10) with 104.4 million in losses in the last five years. Average return on equity has been extremely poor. Excellent capitalization (8.8) based on excellent current risk-adjusted capital (severe loss scenario) reflecting significant improvement over results in 2020. Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks.
Other Rating Factors: Excellent liquidity (9.7) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: FL
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
-1,700.59%
Medical Expense
Per Member Per Month ($)
--
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
2,232
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
0
Total Patient Encounters
Physician
0
Non-Physician
0
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
P.O. Box 260430
Miami, FL 33126
Phone Number
(786) 584-4600
NAIC Number
16177
Website
--
Largest Affiliates
No affiliate information available.