C
TSG Guard Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (4.3 on a scale of 0 to 10) with operating losses during 2019, 2020 and 2022. Fair overall results on stability tests (3.5) in spite of consistent premium and capital growth in the last five years but rapid enrollment growth during the past five years and poor risk diversification due to the company's size. Good capitalization (6.8) based on excellent current risk-adjusted capital (severe loss scenario) reflecting significant improvement over results in 2022.
Other Rating Factors: Excellent quality investment portfolio (9.5). Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: OH
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
7171 Keck Park Circle Northwest
North Canton, OH 44720
Phone Number
(330) 498-8200
NAIC Number
16363
Largest Affiliates
No affiliate information available.