Major Rating Factors:
Fair overall results on stability tests (4.5 on a scale of 0 to 10) based on a significant -26% decrease in enrollment during the period, inordinate decline in capital during 2022. Rating is significantly influenced by the strong financial results of Baylor Scott & White Holdings. Good overall profitability index (5.6) despite 4.4 million in losses in the current year. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (7.0) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
TX
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Baylor Scott & White Holdings
Investment Rating
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Company Address
1206 West Campus Drive
Temple, TX 76502
Temple, TX 76502
Phone Number
(254) 298-3000
NAIC Number
16426
Largest Affiliates