Major Rating Factors:
Weak overall results on stability tests (2.7 on a scale of 0 to 10) in spite of consistent premium and capital growth in the last five years but poor risk diversification due to the company's size and rapid enrollment growth during the past five years. Weak liquidity (2.4) as a spike in claims may stretch capacity. Excellent profitability (7.6) with operating gains in each of the last five years.
Other Rating Factors:
Excellent capitalization index (7.9) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent quality investment portfolio (9.1) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
GA
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1620 Bass Road
Macon, GA 31210
Macon, GA 31210
Phone Number
(800) 342-1192
NAIC Number
16633
Website
Largest Affiliates
No affiliate information available.