Major Rating Factors:
Weak overall results on stability tests (2.5 on a scale of 0 to 10) based on poor risk diversification due to the company's size. Weak liquidity (2.2) as a spike in claims may stretch capacity. Excellent profitability (7.1)
Other Rating Factors:
Excellent capitalization index (8.5) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent quality investment portfolio (9.9) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
GA
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1620 Bass Road
Macon, GA 31210
Macon, GA 31210
Phone Number
(800) 342-1192
NAIC Number
16633
Website
Largest Affiliates
No affiliate information available.