E
Ochsner Health Plan Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.1 on a scale of 0 to 10) with 43.3 million in losses in the last three years. Weak overall results on stability tests (2.6) based on excessive premium growth during 2023, an excessive 37% enrollment growth during the period and poor risk diversification due to the size of the company's affiliate group. Good overall capitalization (5.9) based on good current risk-adjusted capital (severe loss scenario).
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: LA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
738
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1450 Poydras St.
New Orleans, LA 70112
Phone Number
(504) 559-8067
NAIC Number
16968
Largest Affiliates
No affiliate information available.