D
Southern Guaranty Ins Co
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
3,265.48
Risk Adjusted
Capital Ratio #2
2,721.33
Total
Assets
35.16M
Capital
30.05M
Health
Premiums
14.99M
Net
Income
1.14M
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Weiss Ratings Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Rating D
Capitalization Index 10.00
Investment Safety Index 2.99
Liquidity Index 7.13
Profitability Index 1.79
Reserve Adequacy Index --
Stability Index 2.84
Company Info Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Industry Health
NAIC Number 19178
Phone Number (727) 483-1114
Website www.sgicinsurance.com
Address 6021 142nd Ave North Clearwater, FL 33760
Balance Sheet Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Total Assets 35.16M
Capital and Reserves Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Risk-Adjusted Capital Ratio #1 3.27K
Risk-Adjusted Capital Ratio #2 2.72K
1-Year Reserve Development --
2-Year Reserve Development --
Capital 30.05M
Premium to Surplus --
Reserves to Surplus --
Investments Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Medical Loss Ratio 38.28%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment 33.13K
Fee For Service --
Medical Expense Per Member Per Month $13.00
Network Physicians 0.00
Other Pay --
Salary Pay --
Total Patient Encounters - Physician 302.87K
Total Patient Encounters-Non-Physician 95.73K
Profitability Southern Guaranty Ins Co
Clearwater, FL 		Click to
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Net Income 1.14M
Net Premium 14.99M
Health Premium 14.99M