Major Rating Factors:
Weak profitability index (0.7 on a scale of 0 to 10) with 115.9 million in losses in the last three years. Weak overall results on stability tests (0.2). Potentially strong support from affiliation with Capital District Physicians Health Plan Inc. Weak liquidity (2.7) as a spike in claims may stretch capacity.
Other Rating Factors:
Fair capitalization index (4.6) based on fair current risk-adjusted capital (severe loss scenario) as results have slipped from the excellent range over the last three years. Excellent quality investment portfolio (8.6) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
NY
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Capital District Physicians Health Plan Inc
Investment Rating
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Company Address
6 Wellness Way
Latham, NY 12110
Latham, NY 12110
Phone Number
(518) 641-3000
NAIC Number
47027
Website
Largest Affiliates