Blue Cross Blue Shield of ND

Fargo, ND

Rating Date

January 2026

NAIC
Classification

Health

Risk Adjusted
Capital Ratio #1

3.20

Risk Adjusted
Capital Ratio #2

2.66

Total
Assets

1.01B

Capital

476.25M

Health
Premiums

1.62B

Net
Income

33.62M

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Weiss Ratings	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	9.29
Investment Safety Index	4.91
Liquidity Index	6.89
Profitability Index	5.02
Reserve Adequacy Index	--
Stability Index	6.76

Company Info	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Industry	Health
NAIC Number	55891
Phone Number	(701) 282-1149
Website	www.bcbsnd.com
Address	4510 13th Avenue South Fargo, ND 58121

Balance Sheet	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.01B

Capital and Reserves	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	3.20
Risk-Adjusted Capital Ratio #2	2.66
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	476.25M
Premium to Surplus	--
Reserves to Surplus	--

Investments	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	85.30%
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	39.63K
Capitation Pay	0.00
Contractual Pay	1.26M
Enrollment	430.72K
Fee For Service	157.69K
Medical Expense Per Member Per Month	$267.00
Network Physicians	11.16K
Other Pay	--
Salary Pay	0.00
Total Patient Encounters - Physician	4.88M
Total Patient Encounters-Non-Physician	2.58M

Profitability	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Net Income	33.62M
Net Premium	1.62B
Health Premium	1.62B