Blue Cross Blue Shield of ND

Fargo, ND

Rating Date

September 2025

NAIC
Classification

Health

Risk Adjusted
Capital Ratio #1

3.51

Risk Adjusted
Capital Ratio #2

2.92

Total
Assets

1.02B

Capital

516.29M

Health
Premiums

819.46M

Net
Income

45.71M

My Lists My Alerts

Weiss Ratings	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	9.68
Investment Safety Index	4.73
Liquidity Index	6.95
Profitability Index	4.12
Reserve Adequacy Index	--
Stability Index	4.69

Company Info	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Industry	Health
NAIC Number	55891
Phone Number	(701) 282-1149
Website	www.bcbsnd.com
Address	4510 13th Avenue South Fargo, ND 58121

Balance Sheet	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.02B

Capital and Reserves	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	3.51
Risk-Adjusted Capital Ratio #2	2.92
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	516.29M
Premium to Surplus	--
Reserves to Surplus	--

Investments	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	83.50%
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	11.18K
Capitation Pay	0.00
Contractual Pay	964.77K
Enrollment	432.26K
Fee For Service	281.90K
Medical Expense Per Member Per Month	$512.00
Network Physicians	9.99K
Other Pay	--
Salary Pay	0.00
Total Patient Encounters - Physician	4.34M
Total Patient Encounters-Non-Physician	2.28M

Profitability	Blue Cross Blue Shield of ND Fargo, ND	Click to Compare	Click to Compare	Click to Compare
Net Income	45.71M
Net Premium	819.46M
Health Premium	819.46M