C
Cox Health Systems Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.7 on a scale of 0 to 10) with operating losses during 2018 and 2021. Average return on equity over the last five years has been poor at -0.3%. Excellent capitalization (6.9) based on good current risk-adjusted capital (severe loss scenario) reflecting significant improvement over results in 2018. Good overall results on stability tests (5.4) despite fair risk diversification due to the company's size.
Other Rating Factors: Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent quality investment portfolio (9.7) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: MO
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Cox Health
Investment Rating
--
Company Address
Medical Mile Plaza
Springfield, MO 65807
Phone Number
(417) 269-2851
NAIC Number
60040
Largest Affiliates
U
Springfield, MO - Health