Major Rating Factors: Excellent profitability (9.0 on a scale of 0 to 10). Strong capitalization (9.5) based on excellent current risk-adjusted capital (severe loss scenario). Good quality investment portfolio (6.7).
Other Rating Factors: Good liquidity (6.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Medicare (98.1%), med supp (1.9%)
Licensed in: All states except NY, PR
Principal Enrollment Breakdown: PPO (49.6%), HMO (38.5%), other (11.8%)