Major Rating Factors: Excellent profitability (8.2 on a scale of 0 to 10). Strong capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario). High quality investment portfolio (9.0).
Other Rating Factors: Good liquidity (6.1) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: Medicare (57.2%), med supp (21.3%), comp med (13.8%), other (5.8%), dental (1.5%), vision (0.3%)
Licensed in: DC, NY
Principal Enrollment Breakdown: Other (88.8%), POS (11.2%)